Have you lost your property deposit on an off-plan Spanish property?

Claim Your Deposit Back

Contact us now to find out how we can help you

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Contact us now to find out how we can help you reclaim your off-plan Spanish property deposit.

We are the pioneers in actions against Spanish off-plan property developer’s banks and have been filing these types of cases since 2011.  We won our first ‘landmark’ case against an off-plan developer’s bank in 2012 recovering almost 2 million Euros for 47 members of the Finca Parcs Action Group.


We have more than 10 years experience fighting for our clients against Spanish off-plan property developers & banks.  We are the real pioneers and true expertsWE LEAD, OTHERS FOLLOW.

Contact us today for more information.

Over 300 Cases Won

We have won more than 300 cases against off-plan property developer's banks & insurers since 2012.

Over €15M Refunded

You could be entitled to a refund too.  Contact us today for a free no obligation appraisal of your case.

Recommended Lawyers

We are recommended lawyers of the UK consulate in Málaga.

Why use Costaluz Lawyers?

Listen to Keith Rule, the CEO of our UK office, explain in his own words how he fought and won the first case against Spanish banks. Keith’s landmark ruling paved the way for thousands of off plan buyers to claim their money back

Keith Rule, CEO of our UK office, was and is, the main advocate for the liabilities of banks in off plan developments in Spain. His fight began in 2007 and his continued efforts and lobbying has led to the development of Supreme Court ‘Case Law’ relating to the liabilities of off-plan property developer’s banks according to their obligations under Spanish Law, LEY 57/1968.  He has been called the ‘Erin Brockovich’ of Spanish off-plan property.

Thousands of off-plan buyers are entitled to refunds of their lost deposits from off-plan property in Spain. Some are not aware that they are entitled to a refund, whilst others are finding it really difficult to fight their case. That’s where CostaLuz Lawyers can help…if you purchased an off-plan Spanish property that has never been completed, or if you have completed the purchase but the house still doesn’t have a First Occupation License, we have the expertise to help with your claim.

Our service includes:

  • Claims against developer’s banks for advanced payments made for off-plan property purchases in Spain
  • Claims against banks for illegal properties
  • Claims against banks for handing back properties in lieu of the outstanding mortgage debt
  • Claims against banks for Floor Clauses (Cláusula Suelo) which effectively imposed a fixed interest rate in Spanish variable rate Mortgage contracts
  • Claims against banks for set up expenses in Spanish mortgages
  • Claims against Timeshare companies for mis-sold timeshare contracts in Spain

We are not a new firm or service launched on the back of the recent LEY 57/1968 Supreme Court Sentences.  We began research into the liability of off-plan property developer’s banks in 2008 and filed our first Lawsuit against an off-plan property developer’s bank in 2011, which was won with a landmark sentence in 2012.

As seen in…

        guardian       daily mail      telegraph      the-times-logo

We get asked a lot of questions about reclaiming off plan Spanish property deposits, here are some of the most commonly asked questions:

What am I entitled to claim back?

You can claim all amounts paid off plan, plus legal interest normally from the dates you paid to the developer’s bank account.  Legal costs may also be recoverable in some cases.

Are banks actually paying this money back?

Yes, they are. Banks are solvent entities that must comply with the law.  All banks with a firm court decision against them are refunding the claimants. Even if the developer’s bank no longer exists, action is still possible against the bank that has taken it over.

How safe is this action?

The Spanish Supreme Court has already interpreted the full text of LEY 57/1968 in favour of buyers/consumers, so the success rate is very high.

How liable are Spanish banks?

A recent supreme court ruling in September of 2016 has paved the way for further liabilities.

Does this apply if I bought more than one house?

It does, as long as you didn’t do so as part of your professional trade. It also applies if the contract mentioned these guarantees explicitly to secure the success of the business.


Contact Us Today For Free Advice

Simply enter your details in our form and we will be in touch shortly to discuss your case. Or contact us by phone: UK office +44 1908 635 111, Spanish office +34 956 092 687.

Get In Touch

What a relief!

February 2017 has arrived – some 11 years after we thought we had purchased our dream home on a beautiful Spanish island – how wrong can you be?….Needless to say my wife and I are over the moon and we would like to express our gratitude to Maria and her team who have achieved what we thought may well be impossible.

Throughout the process the whole team have acted in a professional, trustworthy and diligent manner – I cannot recommend them highly enough!

Kevin & Barbara - February 2017

Costaluzlawyers can not be praised highly enough!

They, not only went where other lawyers feared to go, taking on the big developers, & even BIGGER banks, but WON, paving the way for others to follow suit, giving justice to the ‘little man’ for a change’.

And all this was done with a high degree of customer service throughout’.

Kind regards

Carl Bedward November 2016

Thank you so much for everything

Dear Maria

Thank you so much for everything you have done. My husband and I are so happy and relieved to have our money back. We very much appreciate that you found our bank guarantee and made this happen. I have been a total pain I know but It’s been so long since we invested that money into our dream holiday home in Spain and we had no faith at all after what happened. Thank you for putting up with me and getting us here at last.

Can’t wait to tell the news of all you have done for us. Thank you also very much to Keith Rule for all his help and patience with me, (Dale)

Many thanks and very best wishes

Dale Hudson & Roger Hudson England

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